⚡
Instant payments
Send and receive money in seconds — to anyone, in any currency, with zero hidden fees.
★ Trusted by 2.4M+ members worldwide
Money that moves
Money that moves
at the speed of you.
WusaFinance is the all-in-one digital bank for spending, saving, investing and sending money across borders — with AI that actually helps you grow your balance.
- No monthly fees
- Insured deposits
- 2 min sign-up
Total balance
$0.00
▲ 3.2% this month
WusaFinance
5212 •••• •••• 8841
A. MORGANVISA
AApple Store−$129.00
SSalary deposit+$4,200.00
NNetflix−$15.99
⚡ Instant transfer
📈 +$1,240 invested
As seen in
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0Active members
0Processed in 2025
0Countries supported
0App Store rating
Personal banking
Everything your money needs, in one app.
Spend, save and grow without juggling five different apps. WusaFinance brings your whole financial life together.
🤖
AI money coach
Smart insights spot wasteful subscriptions, predict cash flow and auto-tune your savings.
🏦
High-yield savings
Earn up to 4.30% APY on every dollar, paid daily, withdraw anytime.
💳
Smart cards
Virtual and metal cards with instant freeze, dynamic limits and automatic round-up investing.
🌍
Borderless wallets
Hold 30+ currencies and spend abroad at the real exchange rate, no markups.
🎯
Goals & vaults
Set goals, automate deposits and watch progress with beautiful, motivating visuals.
WusaFinance
5212 •••• •••• 8841
A. MORGANVISA
Cards
A card as smart as your phone.
- Up to 3% cashback on everyday spending, paid instantly.
- Freeze, unfreeze and set merchant limits in one tap.
- Round-ups invested automatically into your portfolio.
- Apple Pay, Google Pay & virtual cards on day one.
Invest
Investing that doesn't need a finance degree.
Build a diversified portfolio of stocks, ETFs and crypto, or let our AI-managed portfolios do the work. Start with as little as $1.
- Commission-free stocks & ETFs.
- Auto-invest on a schedule that fits your budget.
- Tax-smart rebalancing built in.
Portfolio value$0
+18.6% YTD
🍏 AAPL+2.1%
📦 AMZN+1.4%
🌐 VTI ETF+0.9%
Business
Banking that scales with your company.
From freelancers to fast-growing startups — open an account in minutes and run your whole operation from one dashboard.
🧾
Invoicing & payments
Create branded invoices, accept cards and get paid 3× faster.
👥
Team cards & limits
Issue unlimited virtual cards with spend controls for every team member.
🔗
Accounting sync
Real-time integrations with the tools you already use, plus a full API.
🛡️
Bank-grade by design
256-bit AES encryption✓
Biometric & 2-factor login✓
Real-time fraud monitoring✓
FDIC-insured partner banks✓
Instant card freeze✓
Security
Your money, fiercely protected.
We pair military-grade encryption with AI fraud detection that watches every transaction in real time. Eligible deposits are insured up to $250,000 through our partner banks.
You stay in control — get instant alerts, freeze your card in one tap, and set custom spend limits whenever you like.
Read our disclosures
Pricing
Simple plans. No surprises.
Start free, upgrade when you're ready. Cancel anytime.
Standard
$0/mo
- Free checking & savings
- Virtual debit card
- Up to 1% cashback
- Commission-free investing
Plus
$9/mo
- Everything in Standard
- Metal card + 3% cashback
- 4.30% APY savings
- Fee-free global spending
- Priority support
Business
$29/mo
- Everything in Plus
- Unlimited team cards
- Invoicing & accounting sync
- Full developer API
Loved by members
2.4 million people bank happier with Wusa.
"I moved everything over in a weekend. The AI coach found $80/month of subscriptions I forgot about."
"Running my agency on WusaFinance Business is effortless. Invoices, cards, payroll — one dashboard."
"Spending abroad with no fees and getting the real exchange rate is a game changer when I travel."
Ready to bank like it's the future?
Open your free WusaFinance account in under two minutes. No paperwork, no branches, no nonsense.